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ACPR and banking

Why Dealokr explains its financial role clearly.

Payments involve specific regulatory frameworks. Dealokr does not present itself as a bank or payment institution; it uses a provider such as Stripe Connect.

Create a Dealokr deal See the workflow

Trust and security

Software involving payment should explain its boundaries.

Dealokr’s role is deal software and project records, with provider-processed payments.

Why users ask about the ACPR

In France, banking, payment and electronic-money activities can be subject to specific frameworks and supervision. Users naturally ask who does what.

Dealokr separates roles: the provider processes payment, while Dealokr supports the deal workflow and keeps the project record.

What Dealokr does not claim

Dealokr does not claim banking authorisation, payment institution status or regulated fund custody. This boundary remains visible in public information.

Why Stripe Connect

Stripe Connect provides established technical payment flows. Dealokr displays available statuses and actions without presenting them as a financial guarantee.

Practical situation

Understand the division of responsibilities.

A careful client may ask whether Dealokr is a bank or regulated financial actor. The answer should clearly separate responsibilities without overpromising.

Dealokr provides the software layer; the provider processes payment.

Before / With Dealokr

How the process changes.

Unclear role

A service implies it holds or guarantees funds without explaining its infrastructure.

Separate roles

Dealokr explains that it does not claim banking status and uses providers for payment.

Choosing the service

Questions to answer before using Dealokr.

  • 1
    Who processes money?Check the configured provider and its own terms.
  • 2
    Who keeps the record?Dealokr retains the operational deal record.
  • 3
    Who decides the dispute?The parties, providers, banks or applicable procedures, rather than an automatic Dealokr promise.

Common concerns

Clear answers to normal questions.

Is this legally sufficient?

Dealokr helps structure an operational agreement and project record. For large amounts, a specific jurisdiction or complex rights, seek a legal review.

Does Dealokr hold money?

No. Dealokr does not present itself as a direct fund custodian. The configured provider processes payment, including Stripe Connect where used.

Is it too much for a small project?

The aim is to replace scattered screenshots and messages or prematurely sent files with a clear link. This can simplify a sensitive small deal.

Is Dealokr subject to ACPR supervision?

Dealokr presents itself as freelance deal protection software, with project records and provider payment flows. Any regulatory classification requires competent advice; this page does not claim authorisation.

Why not say Dealokr holds funds?

That is not its stated role. The configured provider, such as Stripe Connect, processes payments.

Does that make it less useful?

No. Dealokr’s value remains the framework: agreement, provider payment, protected delivery, approval and records.

Next step

Software involving payment should explain its boundaries.

Dealokr’s role is deal software and project records, with provider-processed payments.

Where does payment go? Back to security

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